EPFO to Hold ‘Nidhi Aapke Nikat 2.0’ Camps Nationwide on November 27, 2025 to Resolve PF, KYC and Pension Issues
For millions of working people in India, the Provident Fund (PF) is more than just a mandatory deduction—it is a vital financial safety net for old age. But KYC errors, incorrect names, date-of-birth mismatches, and technical glitches often force employees to run from office to office for months. Now, the Employees’ Provident Fund Organization (EPFO) is bringing the solution directly to the people.
Nidhi Aapke Nikat 2.0: Nationwide Camps on 27 November 2025
The EPFO has announced that it will conduct special grievance-redressal and awareness camps, titled ‘Nidhi Aapke Nikat 2.0’, across every district in the country on November 27, 2025.
This mega outreach program aims to provide on-the-spot resolution to PF-related complaints and guide members about new EPFO facilities.
PF members, pensioners, and employers will be able to meet EPFO officials face-to-face to address issues including:
- KYC updates
- Name or date-of-birth corrections
- Pending PF or pension claims
- Technical errors
- General doubts or grievances
Along with grievance resolution, officials will also spread awareness about new schemes, digital features, and important rules related to pensions.
Why Understanding Pension Rules Matters
The Employees’ Pension Scheme (EPS) is one of the most critical components of a PF account. However, many employees remain unaware of its rules, leading to delays and problems at the time of retirement.
Important EPS Rules:
- Minimum 10 years of service is required to become eligible for a lifelong pension.
- Pension begins at the age of 58 years.
- Pension can be availed from 50 years, but it is considered early pension, and the amount gets reduced.
New Rule for EPS Withdrawal in Case of Unemployment
Earlier, an unemployed PF member could withdraw the accumulated EPS pension amount after two months of leaving the job.
Now, the government has brought a significant change.
What the new rule says:
- EPS corpus can be withdrawn only after 36 months (3 years) of unemployment.
The government believes this will improve the long-term financial security of employees and prevent them from withdrawing pension funds impulsively. This ensures that workers have a stronger financial foundation when they actually need it—during old age.
A Major Relief Step for PF Members
The upcoming ‘Nidhi Aapke Nikat 2.0’ camps are expected to benefit lakhs of employees struggling with pending PF, pension, and KYC issues. With officials available in every district, the EPFO aims to deliver quick resolutions—saving members from long queues, repeated visits, and prolonged stress.
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