CICI Bank Revises Minimum Account Balance To ₹15,000 From ₹50,000
ICICI Bank Reduces Minimum Balance Requirement: Know The New Rule: There was a discussion all over the country about the rules of ICICI Bank. Because the bank has made a rule, it will now be necessary to keep a minimum of Rs 50,000 in the account. After the news of the sudden change in the rules came, the users of the whole country were worried. Because it was said that suddenly keeping such a large amount of money would affect the customers. After examining this, the bank authorities have changed the rules. That is, now it is not mandatory for everyone to keep a minimum of Rs 50,000. It has been clarified that only people living in metro cities and urban areas will follow this rule.
Bank rules have changed.
Now, a minimum deposit of Rs 50,000 will be required.
This rule will be applicable only in metros and cities.
If you have opened a bank account after August 1
Big news for those who have opened an account in ICICI Bank. Because the bank has said that now people living in metro cities and urban areas will have to maintain a minimum balance of Rs 15,000 in their accounts. However, customers living in rural areas are not required to follow this rule. Earlier, the bank had increased the minimum balance amount for new account holders in metro and urban areas to Rs 50,000. Due to which there was dissatisfaction among the customers. After reconsidering this decision, the bank has changed the rule for the convenience of the customers.
What is the minimum balance to maintain now in ICICI Bank?
As per the bank’s new rules, a minimum monthly balance of Rs 15,000 will be required for new savings accounts in metro and urban branches. Similarly, people living in rural areas will have to maintain a minimum balance of Rs 2,500.
This revised rule will apply only to new accounts opened after August 1, 2025. Account holders opened before July 31, 2025, will maintain their balance as per the previous rule.
To whom will the rule not apply?
The bank has clarified that this new minimum balance rule will not apply to salary accounts of salaried employees, senior citizens above 60 years of age and pensioners, and Pradhan Mantri Jan Dhan Yojana accounts.
What happens if I don’t maintain the minimum balance?
If a customer does not maintain the prescribed minimum monthly average balance, the bank will levy a penalty. The penalty amount can be 6% of the low balance or Rs 500. So, those who have opened an account with ICICI Bank are required to follow this rule.
ALSO READ: Benefits Of Chanting Om Mantra
